Your insurance team, without the insurance department. You run the business. Your broker advises you. We do the insurance admin in between.
Proud to work with and alongside
Placed by a licensed adviser firm Covarage works with
- 24
- insurance providers
- 766
- policies placed
- ~S$200m
- sum insured
All cover is placed by licensed intermediaries. The figures and the panel are theirs. Set up your company yourself, or send it to us to set up.
The big companies have an entire employee benefits department. The small guy has nothing.
They have Aon. They have Mercer. They have Marsh. Someone owns the policies, the renewals, the certificates, the claims and the paperwork. In your business that job is split between you, finance, HR and whoever spoke to the agent last.
Insurance isn't fire-and-forget. And it isn't a once-a-year review.
You grow the business. We keep track. We're the admin of your admin.
01
First, we come to you.
You hand over your company information, employee information and policy documents. We store, organise and classify every policy, and the platform fills the forms, so you see what you hold, what it excludes and when it renews.
02
Every quarter, a few simple questions.
Hired somebody? Raised a salary? New premises, new equipment, more cash on site? Nothing applies, ignore us. Yes to one, we contact your broker and follow up.
03
Request for additional quotations before every renewal.
With your consent we pass your information to your broker and request additional quotations before expiry. Stay, switch or keep your programme, with time to decide.
Has anything changed?
No?
Ignore us.
Yes?
We contact your broker and follow up. Your broker advises you.
See how it works
See Covarage the way your business, your HR team and your staff will.
A short tour of the real platform, on a demo company with no real data. Pick a view to start.
Whose view would you like to see?
Demo company: Marina Bay Logistics Pte. Ltd. (DEMO). Its people, policies and figures are made up.
Business owner or HR view | 1 of 7
Home
Where an owner or HR starts: what needs attention now, and what is already moving.
Coming soonCustomer story
Zames Chew, co-founder of Repair.sg, on working with Covarage.
His full story is coming soon.
Built for the businesses Singapore actually runs.
What businesses in your trade commonly hold, and why. Your own cover is a conversation with a licensed adviser.
Cafes, restaurants and caterers
Read the checklist →
Contractors and renovation
Read the checklist →
Logistics, freight and marine
Read the checklist →
Shops and online stores
Read the fire code rules →
Maritime
Compare cargo cover →
Professional firms
Read the checklist →
Tech companies
Compare PI and tech E&O →
Startups
Read the checklist →
Grows with your business
Start with your insurance in one place. Add more when your business needs it.
- 01BasicYou have staff and policies to keep track of.Every policy, renewal and request in one place. Free.
- 02ProtectionYour team works on laptops and holds customer data.Cyber protection for your devices and training for your staff.
- 03ComplianceA customer, a tender or an auditor asks you to prove your business is secure.Support to certify for CSA Cyber Essentials and IMDA Data Protection Essentials.
- 04EnterpriseYou run several companies or offices, across countries.One platform for your whole group, under your own name.
Know what your business is required to carry, and who requires it.
Emerging Risks 2027:
Singapore Edition
What Singapore businesses expect in 2027.
We are interviewing business leaders across Singapore about the risks they expect next year, and what they have done about each one. The report publishes in January 2027.
Take part, or get a copy →
What changed this week
15 September 2026Biometric Data and the PDPAai · 15 September 2026AI-Generated Code Security Vulnerabilitiesai · 15 September 2026Deepfake Funds-Transfer Fraud14 September 2026Commercial Drone Operations in SingaporeAll emerging-risk guidesCyber risk
Follow the alerts on vulnerabilities, scams and breaches from CSA, the police and overseas agencies.
Last reviewed 23 October 2026.
View cyber alertsRegulatory changes
Follow new requirements and guidance from official Singapore sources.
Last reviewed 23 October 2026.
View regulatory updatesGuides by the cover you have been asked for.
“We built Covarage to give growing businesses someone who keeps track, follows through and makes sure the right people are paying attention.”
Lee Kong Aik, Co-founder and Chief Executive
You shouldn't have to manage insurance alone.
Tell us what your business does. Our team calls you back.