Your insurance team, without the insurance department.

You run the business. Your broker advises you. We do the insurance admin in between.

Request a call

A person on our team calls you back. No obligation.

Already placed by the advisers we introduce you to

24insurance providers
766policies placed
~S$200msum insured
SinglifeAIGAllianzAllied WorldCignaChubbEtiqaGreat AmericanGreat EasternHL AssuranceIndia International Insurance SingaporeIncomeLiberty InsuranceMSIGQBE InsuranceSOMPOTokio MarineBupaErgoEcicsHSBCFWD InsuranceNow Health InternationalDirect Asia

All cover is placed by licensed intermediaries. The figures and the panel are theirs. Every account is opened by our team.

The big companies have an entire employee benefits department. The small guy has nothing.

They have Aon. They have Mercer. They have Marsh. Someone owns the policies, the renewals, the certificates, the claims and the paperwork. In your business that job is split between you, finance, HR and whoever spoke to the agent last.

Insurance isn't fire-and-forget. And it isn't a once-a-year review.

Do you know where your insurance is?Do you know what you are covered for?What are the exclusions?How much is your premium?When does it renew?When was the last time you reviewed it?

You grow the business. We keep track.

  1. 01

    First, we come to you.

    You hand over your company information, employee information and policy documents. We store, organise and classify every policy, and the platform fills the forms, so you see what you hold, what it excludes and when it renews.

  2. 02

    Every quarter, a few simple questions.

    Hired somebody? Raised a salary? New premises, new equipment, more cash on site? Nothing applies, ignore us. Yes to one, we contact your broker and follow up.

  3. 03

    Request for additional quotations before every renewal.

    With your consent we pass your information to your broker and request additional quotations before expiry. Stay, switch or keep your programme, with time to decide.

Has anything changed?

No?

Ignore us.

Yes?

We contact your broker and follow up. Your broker advises you.

We're the admin of your admin.

Emerging Risks 2027: Singapore Edition →

What changed this week.

Cyber risk

Follow the alerts on vulnerabilities, scams and breaches from CSA, the police and overseas agencies.

Last reviewed 11 September 2026.

View cyber alerts

Regulatory changes

Follow new requirements and guidance from official Singapore sources.

Last reviewed 11 September 2026.

View regulatory updates

Know what your business is required to carry, and who requires it.

Guides by the cover you have been asked for.

All guides →
“We built Covarage to give growing businesses someone who keeps track, follows through and makes sure the right people are paying attention.”

Lee Kong Aik, Co-founder and Chief Executive

You shouldn't have to manage insurance alone.

Tell us what your business does. Our team calls you back.

Request a call

A person on our team calls you back. No obligation.