Insurance comes with questions you did not know to ask.
Your insurance team, without the insurance department.
See what businesses like yours commonly carry and what changed. Then meet a licensed adviser who reviews what applies to your business.
Request accessFor the businesses Singapore actually runs.
SFA-licensed kitchens. BCA-registered contractors. MOH clinics. Freight forwarders. Tuition centres. Salons. Law firms. SaaS companies. Startups.
The things nobody tells you to ask.
Every trade comes with its own mix of insurance, legal and contract requirements. Knowing where to start is the hard part.
See the cover and documents businesses like yours are commonly asked to carry.
View your trade guideFollow new requirements and guidance from official Singapore sources.
View latest updatesA licensed adviser reviews what applies to your business and discusses the available options with you.
Request accessFortune 500 companies have a team for insurance. Now you do.
Already placed by the advisers we introduce you to.
All cover is placed by licensed intermediaries. The figures and the panel are theirs.
When your business changes, your cover gets another look.
Your headcount moved. You took a second unit. You signed a contract with a new indemnity. The policy renewed anyway.
of Singapore SMEs say business interruption is a concern.
carry cover for it.
The standard market wording carries an 85% condition of average. Insure for less than it is worth, and a partial loss is cut back in proportion.
Sources: QBE Singapore SME survey. MSIG SUMO policy wording.
Nobody joined this company to chase for insurance quotes.
The renewal email arrives. The certificate is in someone's inbox. The adviser needs the same details you sent last year. And nobody is quite sure what happens if something goes wrong tomorrow.
Built for businesses like yours.
What businesses in your trade commonly hold, and why. Your own cover is a conversation with a licensed adviser.
Know what your business is required to carry, and who requires it.
Guides by the cover you have been asked for.
One form, filled once. The platform fills the insurer forms for you - 24 of them.
The certificate is there when the landlord asks. So is last year's policy.
A specialist appointment for your staff within two days, and cashless hospital admission.
Every renewal date, visible in one place.
Every document, every policy, one screen.
The platform hands them the file before they start.
One platform, one adviser, 24 insurance providers to choose from.
At renewal, everything you hold is already in front of a licensed adviser who can look across the whole panel.
The platform puts every document and every renewal date in front of them before they start. The review is theirs.
Your adviser reviews every policy at renewal. Part of the service.
Waiting for an answer?
We follow up, so you don't have to.
A reply in 24 hours, or a new adviser.
You shouldn't have to manage insurance alone.
We built Covarage to give growing businesses someone who keeps track, follows through and makes sure the right people are paying attention.
How it works.
Tell us what your business does and what you hold today. Our team calls you back.
We open your account and load your policies, certificates and employee list with you.
A licensed adviser picks it up from there, and you stay informed without chasing anyone.
Every account is opened by our team.
We set everything up with you - every policy, certificate and renewal date - so you start with a complete picture of what you hold.
The vault is complete on day one.
Are you carrying what the law requires?
Work injury cover for your staff and third-party motor on every vehicle. Compulsory, whatever your trade.
Tell us what you hold. A licensed adviser reads it against what is being asked of you.
Consult an adviser
Built to work in your interest.
Free for your business while we are in early access. The intermediary pays us an introduction fee out of its own commission. No insurer pays us anything.
What Fortune 500 companies pay a team for. Now yours.
Request accessOpened by our founder. Your adviser named on day one.