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Professional Indemnity Insurance

What Is It?

Professional Indemnity Insurance protects professionals against claims of negligence, errors, or omissions in the services they provide. It covers legal costs and damages awarded to clients.

Key Features

  • Coverage for professional negligence claims
  • Legal defense costs
  • Compensation for damages awarded
  • Protection for intellectual property infringement
  • Coverage for breach of confidentiality

Common Exclusions

  • Deliberate or dishonest acts
  • Prior known claims or circumstances
  • Bodily injury or property damage
  • Contractual liability beyond common law

Where Is It Mandatory?

  • Singapore (for certain professions like lawyers, doctors)
  • Malaysia (for certain regulated professions)

Typical Cost

0.5% to 5% of annual revenue, depending on profession and risk level

Related Insurance Types

Need More Help?

Speak with a broker who specializes in professional indemnity insurance.

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